Good morning. Treasury teams have never had a shortage of data. The harder problem is figuring out what matters.
That is increasingly becoming a job for AI. Bank of America announced this morning a new Payments Insights capability, part of CashPro, that analyzes payment efficiency, cross-border flows and working-capital performance and compares a company’s results with industry peers. The goal is less time spent assembling and sorting data, and more time deciding what to do with it.
The bigger question is what happens to the treasury job when AI moves from an experimental tool to something embedded in the systems teams use every day.
It’s the latest addition to CashPro Data Intelligence, BofA’s AI-powered suite of treasury analytics tools, which also includes cash forecasting and fraud-security scoring. CashPro processed 213 million payments in the first half of 2026, up 10% from a year earlier, according to the bank.
I asked Jennifer Sanctis, managing director and CashPro product executive at Bank of America, whether tools like this are leading companies to rethink how treasury teams operate.
“Over the last two years, the pressure on treasury teams to do more with less has only grown,” Sanctis told me. “We’re not necessarily seeing companies restructure their teams; instead, they’re looking for ways to free people from manual work so they can spend more time on higher-value analysis and decision-making.”
That tracks with what many CFOs have been telling me. Providing AI tools and trainingcan free up finance and accounting professionals for higher-value work. Sanctis said the shift is pushing treasury staff to build skills that bridge finance, technology and data, while companies also focus on improving straight-through processing and managing costs.
A recent Deloitte report on treasury trends echoes the shift. The firm says agentic AI is moving “beyond pilots” to orchestrate entire workflows, including cash flow forecasting, risk analysis, and fraud detection embedded directly into payment rails, rather than simply assisting with individual tasks.
Deloitte frames 2026 as a turning point defined by speed, control and resilience, as real-time payments and AI-led automation reshape how treasury functions operate. That’s consistent with what CashPro’s own advisory clients are describing on the ground.
Instead of a treasury analyst manually pulling payment data into a spreadsheet to spot trends, the tool surfaces patterns, opportunities and risks automatically, through dashboards and peer comparisons. According to Laura Fox, treasury director at Allegis Group, the value isn’t just having more data; it’s understanding it fast enough to act on it. Fox is a member of BofA’s CashPro Boards, client advisory groups representing different segments and regions.
For CFOs, the question worth asking your own team isn’t whether AI will touch treasury operations as it already has. It’s whether your people are being retrained fast enough to use it.
Sheryl Estrada [email protected]
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