As the desert air cools and the holidays approach, it’s the perfect time for Arizonans to take stock of their financial health. Whether you’re planning for seasonal spending or prepping for tax season, a few smart money moves now can set you up for a stronger start to the new year.
Here are five ways Arizona Central Credit Union can help Arizonans get their finances in order before the holidays and tax season.
1. Revisit your budget before holiday spending begins
Before the gift lists and travel plans pile up, take a moment to review your monthly budget. Are there areas where you can cut back or reallocate funds?
AZCCU offers helpful budget calculators to help you track expenses and plan ahead for seasonal costs.
2. Use financial tools to stay on track
AZCCU provides a suite of financial wellness resources designed to help members manage money more effectively.
From budgeting worksheets to credit score monitoring tools like SavvyMoney, these resources make it easier to stay informed and in control.
3. Maximize year-end contributions to savings or retirement
If you haven’t yet maxed out your contributions to savings or retirement accounts, now’s the time. Even small deposits can make a big difference over time. AZCCU offers a variety of savings accounts and IRAs to help you grow your money with competitive rates and flexible options.
4. Explore member benefits that can save you money
AZCCU members enjoy access to exclusive perks, including discounts, financial planning services and special offers. Take advantage of these member benefits to stretch your dollars further and make smarter financial decisions.
5. Plan ahead for tax season
Getting organized now can reduce stress later. Review your income, deductions and charitable contributions to ensure you’re prepared for filing. AZCCU’s financial planning services can help you navigate the process and identify opportunities to save.
Ready to take the next step?
Arizona Central Credit Union is here to support your journey toward financial wellness. Whether you’re saving for the holidays, planning for retirement or simply trying to make smarter money moves, AZCCU has the tools and resources to help.
Explore more at azcentralcu.org and start building a brighter financial future today.
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