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How Are Health Care Costs Affecting You?

February 9, 2026
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How Are Health Care Costs Affecting You?

Millions of Americans struggle with the price of health care. Many people who buy plans through the Obamacare marketplace are paying much more for their coverage this year than they did before the enhanced subsidies expired at the end of 2025. To afford monthly premiums, some people are choosing plans with much higher deductibles. Some people are finding they cannot afford any kind of coverage.

The cost of the plans offered by employers is also going up, and many employees are having to contribute more of their paychecks.

We are interested in hearing how people are navigating rising health care costs, including by making difficult choices about delaying or skipping medical care. We are also interested in the kinds of trade-offs people are making in other parts of their lives to be able to pay for care.

We may reach out to hear more about your submission, but we will not publish any part of your response without contacting you first, and we will never publicly share your personal information.

Reed Abelson covers the business of health care, focusing on how financial incentives are affecting the delivery of care, from the costs to consumers to the profits to providers.

The post How Are Health Care Costs Affecting You? appeared first on New York Times.

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